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EF Funds Update/Real Estate

April 21st, 2008 at 02:36 am

I have started to streamline my financial life.

I have combined my Funds to one big EF/LT Fund. I have transfered all the balances into an EmigrantDirect acct that is paying a misly 2.75% APR.

The total amount I have in the account is $909.01

Real Estate
I received my bi-yearly tax bill remainder for FY08. A whooping $1972.00 which I have been putting away.

Water bill went down from $230.00 to $185.00 for the quarter. This is the lowest i have ever received for a water bill. I have managed to go from $400.00/quarter to half of that. Little things come a long way.

I have spent the day on my front garden putting some top soil and re-seeding my lawn so i can have a decent lawn this summer.

March Contribution to Funds

April 1st, 2008 at 03:44 pm

Income was a little bit less then February, i was able to allocate $93.16

Emergency Fund got $14.94
Short Term Fund got $17.49
Long Term Fund got $60.73

I am still on track for my 36 month dead line on having everything fully funded.

End Of Month for February

March 4th, 2008 at 05:27 pm

This month ended very well for me. I had about 28% of my total income left for me to do whatever which equaled about $3356.23

I contributed
$15.79 to my Emergency Fund (0.170%)
$18.78 to my Short Term Fund(0.199%)
$64.18 to my Long Term Fund (0.691%)
for a total of (1.060%). I hope to be able to this every month. I figure i calculate a little percentage then it seems like its a TAX.

About $900.00, I left in my Cash Reserve acct at Etrade. and the remainder i sent in to blitz CC Debt... Hopefully i can do this every month...

Rebate Check

March 3rd, 2008 at 03:52 am

Yesterday I received a rebate check i had forgotten about, a whole 10 dollars. will go into ST fund.

$97.25 in spare change

February 24th, 2008 at 11:23 pm

Yesterday i went to my local credit union which i have an account a very long time that i did not give much attention too. What brought me back was a neat little coin change machine that is offered to its members. My oldest daughter had a piggy back which was getting pretty heavy so i decided to go cash in and deposit into the savings acct there. Its now up to $259 just in spare change.....

in 3 months hope to be able to add more.

Free $25.00

February 18th, 2008 at 07:28 pm

Today I opened an account with Revolution Money Exchange, a service simular to PayPal. As soon as you sign up, they give a free $25.00. Offer expires February 29th

Money is going to be distributed amongs my funds.
[url] https://www.revolutionmoneyexchange.com/Registration/RegStep1.aspx [url]