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Archive for April, 2008

Roth Ira 2k8

April 29th, 2008 at 03:43 pm

My first year with an IRA and i am pushing on all cylinders...

2007, Fully Funded $4000
2008, 65% at $3241

I have diversified my portfolio more. thanks to some advice from SA readers.

U.S. Stocks 29.82%
International Stocks 38.80%
Fixed Income 26.93%
Cash 3.85%
Other 0.61%
Not Classified 0.00%

Type Mine SP500
High Yield 2.64% 9.51%
Distressed 0.60% 0.58%
Hard Assets 16.58% 14.00%
Cyclical 17.94% 18.80%
Slow Growth 7.36% 8.10%
Classic Growth 32.91% 32.69%
Aggressive Growth 15.11% 14.11%
Speculative Growth 6.80% 2.17%
Not Classified 0.07% 0.04%

EF Funds Update/Real Estate

April 21st, 2008 at 02:36 am

I have started to streamline my financial life.

I have combined my Funds to one big EF/LT Fund. I have transfered all the balances into an EmigrantDirect acct that is paying a misly 2.75% APR.

The total amount I have in the account is $909.01

Real Estate
I received my bi-yearly tax bill remainder for FY08. A whooping $1972.00 which I have been putting away.

Water bill went down from $230.00 to $185.00 for the quarter. This is the lowest i have ever received for a water bill. I have managed to go from $400.00/quarter to half of that. Little things come a long way.

I have spent the day on my front garden putting some top soil and re-seeding my lawn so i can have a decent lawn this summer.

Fully Funded 2k7 IRA

April 15th, 2008 at 02:37 pm

God is good.

I was able to fully fund my 2k7 IRA with 4k. I am now working on a goal for the 2k8 for 5k

My portfolio breakdown as follows.

U.S. Stocks 0.12%
International Stocks 87.62%
Fixed Income 11.72%
Cash 0.47%
Other 0.06%
Not Classified 0.00%

Regional Breakdown
U.S. & Canada 0.13%
Europe 1.85%
Japan 0.00%
Latin America 55.00%
Asia & Australia 34.75%
Other 8.27%

My Style
80% large caps intl
20% mid caps intl

March Contribution to Funds

April 1st, 2008 at 03:44 pm

Income was a little bit less then February, i was able to allocate $93.16

Emergency Fund got $14.94
Short Term Fund got $17.49
Long Term Fund got $60.73

I am still on track for my 36 month dead line on having everything fully funded.