My 2008 is now fully funded to take advantage of this down market. My new allocation is as follows.

Large Cap - 21%
Mid/Small Cap - 35%
Fixed Income - 10%
International - 34%

So far so good.

The end of this month, my Lowes will be completely paid and my next target attack is AMEX...

I saved $2004.00 by switching to progressive insurance. I made the switch on their first day here in Massachusetts and when the rep read my quote, i could not believe it.

I'm going to be paying $588 for every 6 months of policy which is about $1176.00 a year.

I was with commerce insurance paying $265.00/month for a 12 months which was $3180.00, what a rip off was this state regulation. Let the market self regulate........

I have accumulated an enough points to cash in my $250.00 check from my Chase FreeDOM card.

Its going right back into paying it off.

My next target is the Lowe's CC that i used to do some bath remodelling.

People usually say go with the highest interest first. the truth is, go with the smallest balance with work through the highest and its easier to achieve the goals and see the debt really go down.

I have manage to pay another two credit cards.

I have paid the Juniper and Best Buy.

I have another $1000 to receive from my rent payment will will probably send that to the Lowe's with this weeks salary to pay off the lowe's.

I have also taken the emergency fund to pay off the card. Since I want to tag every possible little income to pay off my debt ASAP. Every time i have 1000, i'll send it to pay off the card.