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Home > $3657.04 PAID IN NOVEMBER


December 6th, 2008 at 10:09 pm

November has been a good month for me overall. I managed to decrease my debt by $3657.04. I am starting to feel really good about ending 08 being under 40k, maybe even in the low 39s.

My AMEX is totally gone. I have zeroed and only using for budgeted expenses including cell phone/gasoline charges because it returns 5% cash back as statement credit everyone.

Chase FreeDOM has been gone for a while and only using for groceries and other budget expenses. It gives me 3% back plus a 25% bonus when i reach $200.00. This year I have received back $500.00

Lowes/Home Depot Charge Cards are my next target, my 0% expires in Feb, so I need too seriously destroy it by then. Home Depot is on a fixed 7.9% for the full length.

HELOC is on a variable interest based on prime, since it has gone down significantly, i am paying 4% on this and since we are going to be on this slow-growth for a little while, i am sure the interest rates will be down also until the inflation starts kicking in.

I have 27 months left to pay off all my short-term debt including CC/Auto Loan.

I'll see you guys next month.

6 Responses to “$3657.04 PAID IN NOVEMBER”

  1. creditcardfree Says:

    Nice job!! Keep it up and just think where you will be next year at this time. Smile

  2. Analise Says:

    Wow... congratulations, you've paid off a whopping ~ $14,0000! As creditcardfree said, imagine where you'll be next year.

  3. Koppur Says:

    Great job! Keep at it!

  4. Blue Eyes Says:

    You've done a great job...keep it up!

  5. gamecock43 Says:

    excellent!! What a great start to next year!

  6. billm950 Says:

    thanks guys!!

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