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BofA Audit - Follow-Up

February 16th, 2008 at 02:55 pm

Well, that audit that happen 3 months later from BofA dinged my Household Acct. Because I was not planning on getting withdrawn 400 on a Thursday from a bad check that happened 3 months earlier. Because my wife had used our check card to pick up a few things at a local store. The two small transactions posted after the large one( bank rule ). so i am down $70.00 in Overdraft Fees and because of some careless on their part, they did not setup the overdraft acct link(why have one then if its not setup for that purpose). This is how my Saturday started...

4 Responses to “BofA Audit - Follow-Up”

  1. scfr Says:

    I would definitely appeal any charges! Be nice but firm.
    A check bouncing 3 months after deposit is very unusual; it seems they ought to have given you the courtesy of a phone call to alert you. If the first person you speak to doesn't help you, ask for a supervisor. If you don't get anywhere on the phone, go in to your branch and talk with the manager. There are reasonable bank fees, and there are unreasonable ones. I think any reasonable person would say that the ones you were charged were unreasonable. Good luck!

  2. luxlivingfrugalis Says:

    Worth the time to try to get those reversed!

  3. Joan.of.the.Arch Says:

    Would balancing your checkbook monthly have turned up the error?

  4. billm950 Says:

    I balance my check book to the fullest extent possible. Sometimes i get acct down to cents and i very very rarely bounce, unless something goes terribly wrong like a direct deposit doesnt hit the acct or some other crazy thing. The problem with this is that this check came back 3 months after it was deposited, i would never have known of this problem because it never came up before as a possible problem. I hope that answers your question.

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