I have started to streamline my financial life.
I have combined my Funds to one big EF/LT Fund. I have transfered all the balances into an EmigrantDirect acct that is paying a misly 2.75% APR.
The total amount I have in the account is $909.01
I received my bi-yearly tax bill remainder for FY08. A whooping $1972.00 which I have been putting away.
Water bill went down from $230.00 to $185.00 for the quarter. This is the lowest i have ever received for a water bill. I have managed to go from $400.00/quarter to half of that. Little things come a long way.
I have spent the day on my front garden putting some top soil and re-seeding my lawn so i can have a decent lawn this summer.
Viewing the 'Funds' Category
Income was a little bit less then February, i was able to allocate $93.16
Emergency Fund got $14.94
Short Term Fund got $17.49
Long Term Fund got $60.73
I am still on track for my 36 month dead line on having everything fully funded.
This month ended very well for me. I had about 28% of my total income left for me to do whatever which equaled about $3356.23
$15.79 to my Emergency Fund (0.170%)
$18.78 to my Short Term Fund(0.199%)
$64.18 to my Long Term Fund (0.691%)
for a total of (1.060%). I hope to be able to this every month. I figure i calculate a little percentage then it seems like its a TAX.
About $900.00, I left in my Cash Reserve acct at Etrade. and the remainder i sent in to blitz CC Debt... Hopefully i can do this every month...
Yesterday I received a rebate check i had forgotten about, a whole 10 dollars. will go into ST fund.
Yesterday i went to my local credit union which i have an account a very long time that i did not give much attention too. What brought me back was a neat little coin change machine that is offered to its members. My oldest daughter had a piggy back which was getting pretty heavy so i decided to go cash in and deposit into the savings acct there. Its now up to $259 just in spare change.....
in 3 months hope to be able to add more.
Today I opened an account with Revolution Money Exchange, a service simular to PayPal. As soon as you sign up, they give a free $25.00. Offer expires February 29th
Money is going to be distributed amongs my funds.
[url] https://www.revolutionmoneyexchange.com/Registration/RegStep1.aspx [url]