About Me

Bill M.

26 yr old IT Consultant from Massachusetts married with 2 daughters..

Mission:
To be disciplined and question every expense..

Funds:
Liquid Emergency Fund:
EmigrantDirect: $100.88
Zecco: $3936.70

IRA:
2007: $4000.00/$4000.00 (100%)
2008: $5000.00/$5000.00 (100%)

Debt:
Mortgage: $407,282.79

Credit Cards:
Amex Scas: $638.48 (12.9%)
Ch Fredom: $563.39 ( 0.0%)
Brooke Sa: $10383.12 ( 7.0%)
Hdepot Im: $5678.16( 7.9%)
Lowes : $2875.00 ( 0.0%)

HELOC: $28,133.74

Total Outstanding Debt:
02FY08: $56,339.30
03FY08: $54,353.51 -$1985.79
04FY08: $52,029.16 -$2324.35
05FY08: $49,075.10 -$2954.06
06FY08: $45,690.08 -$3385.02
07FY08: $55,516.79 -$3978.91
08FY08: $51,537.88 -$3275.99
09FY08: $48,261.89 -

Total Paid YTD $17,904.12
Medical Expenses $10,635.00

Hope to have CC + HELOC Paid in 30 months. I am going into overdrive on this debt.

Roth Ira Update

May 24th, 2008 at 04:50 pm

My 2008 is now fully funded to take advantage of this down market. My new allocation is as follows.

Large Cap - 21%
Mid/Small Cap - 35%
Fixed Income - 10%
International - 34%

So far so good.

The end of this month, my Lowes will be completely paid and my next target attack is AMEX...

Posted in Retirement | 2 Comments »

2 Responses to “Roth Ira Update”

disneysteve Says:
May 24th, 2008 at 05:15 pm

Congrats on getting the Roth fully funded. I've got mine maxed, too, and should have my wife's maxed in the next couple of weeks.
managinglife Says:
May 25th, 2008 at 02:19 pm

Great job on the maxed Roth!!

Bill's Personal Finance Blog

On a mission to discipline....

Roth Ira Update

2 Responses to “Roth Ira Update”

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