About Me

Bill M.

26 yr old IT Consultant from Massachusetts married with 2 daughters..

Mission:
To be disciplined and question every expense..

Funds:
Liquid Emergency Fund:
EmigrantDirect: $100.88
Zecco: $3936.70

IRA:
2007: $4000.00/$4000.00 (100%)
2008: $5000.00/$5000.00 (100%)

Debt:
Mortgage: $407,282.79

Credit Cards:
Amex Scas: $638.48 (12.9%)
Ch Fredom: $563.39 ( 0.0%)
Brooke Sa: $10383.12 ( 7.0%)
Hdepot Im: $5678.16( 7.9%)
Lowes : $2875.00 ( 0.0%)

HELOC: $28,133.74

Total Outstanding Debt:
02FY08: $56,339.30
03FY08: $54,353.51 -$1985.79
04FY08: $52,029.16 -$2324.35
05FY08: $49,075.10 -$2954.06
06FY08: $45,690.08 -$3385.02
07FY08: $55,516.79 -$3978.91
08FY08: $51,537.88 -$3275.99
09FY08: $48,261.89 -

Total Paid YTD $17,904.12
Medical Expenses $10,635.00

Hope to have CC + HELOC Paid in 30 months. I am going into overdrive on this debt.

One More Paid...

February 28th, 2008 at 11:54 am

Woohoo, one more credit card paid... I am on a roll, hopefully next month i will be able to cancel the balance on my AMEX Blue which is $2663.10....
The way i am working is i am using MS Money to plot out based on Interest Rate...

Next Month,
Amex $2663.10
Juniper $1367.47
BBuy $794.88 ( No Interest Plan )

Cheer for me... heh

Posted in Personal, Financial/Banking | 2 Comments »

2 Responses to “One More Paid...”

noexcusebudget Says:
February 28th, 2008 at 12:14 pm

Great job! I don't even know you but I'm proud of you! It's not easy to start this "ride" that I call budgeting, but once you get going it really is fun isn't it!
JanH Says:
February 28th, 2008 at 01:25 pm

Congrats!

Bill's Personal Finance Blog

On a mission to discipline....

One More Paid...

2 Responses to “One More Paid...”

Leave a Reply